Staff Backend Developer, Money

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Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
We are seeking a Staff Software Engineer to play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures, including readiness for new products like CDs. This position involves maturing our central member-facing services, particularly in areas such as entitlements, permissions, and data management, which are critical to supporting integrated product offerings like SoFi Plus. You'll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.
As a SoFi staff software engineer, you'll be in the middle of it all acting as a leader and force multiplier - you'll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you'll be working with an all-star team of talented engineers.
What you'll do:

• Full development life-cycle design from project requirement to deployment.
• Work on automation and improvement of data exchanges and data pipelines between internal and external teams.
• Facilitate the definition of project scope, deliverables, and goals.
• Lead cross-functional delivery teams to ensure deliverables are met.
• Track project performance against defined milestones/goals.
• Conduct process improvement projects to increase performance in vital program metrics.
• Communicate ongoing project health with key stakeholders and business leadership
• Maintain strict compliance with established project management policies and guidelines.
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.
• Make significant contributions to the code base.
• Define best practices and uphold coding standards.
• Consistently demonstrate extremely high levels of technical knowledge, ingenuity, and creativity. Develops and applies advanced technologies, engineering principles, theories, and concepts. Broad knowledge about the design and operation of systems outside of specialty.
• Work within the Engineering team to develop features that specifically benefit our users.
• Must be able to deliver high-quality code on schedule, communicate with groups in and outside the development team.

What you'll need:

• Bachelor's Degree, Computer Science Degree or equivalent from a fully-accredited college or university
• 6+ years Java programming experience
• Our core stack is Java/ Kotlin/ Spring / PostgreSQL/ React, and we run on Kubernetes in a service oriented architecture with over 100 services in production
• 2+ years Java, Kotlin or Scala programming experience
• A proven understanding of relational databases and ORMs
• Experience working on a SOA or microservice-based application.
• Knowledgeable with modern mobile design patterns
• Good fundamentals in web protocols
• Familiarity with mobile-web best practices
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Solid sense of responsibility; driving a project from inception to completion
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests

Nice to have:

• Good knowledge of Continuous Integration (CI) and Continuous Deployment (CD)
• Knowledge in analytics, metrics, and monitoring integrations
• Test-driven development along with unit and integration testing.
• Knowledge of and Contributions to mobile open source frameworks
• Full-stack experience, toward front-end (javascript/typescript, react)
• Experience with modern javascript libraries, tooling and frameworks
• Knowledge of front-end technologies
• Familiarity with responsive design/development and mobile-web best practices

Why you'll love working here

• Competitive salary packages and bonuses
• Comprehensive medical, dental, vision and life insurance benefits
• Generous vacation and holidays
• Paid parental leave for eligible employees
• 401(k) and education on retirement planning
• Tuition reimbursement on approved programs
• Monthly contribution up to $200 to help you pay off your student loans
• Great health & well-being benefits including: telehealth parental support, subsidized gym program
• Fully stocked kitchen (snacks and drinks)

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.