Software Engineer, Borrow

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Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The Role:
We are looking for a Software Engineer to join the SoFi Borrow Enhanced Validation team and who will help build a cutting-edge technology platform to support our lending business. You will be part of a team that is empowered to make technical decisions.
On our team, you will be in the middle of it all - implementing new functionality, architecting our system, squashing bugs, maintaining the health of our code, and continually growing as an engineer. We interact heavily with external vendors, business teams, and risk analytics to deliver solutions which allow us to lead the market in making lending decisions and moving quickly. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying, continual improvement and evolution. You'll face and solve a wide range of challenges: technical, product, and operational, shaping your personal growth and career along the way, as well as using your areas of expertise to grow the capabilities of the rest of the team.
What You'll Do:

• Use different object-oriented programming languages to build performant and scalable backend applications in a cloud-based microservice architecture
• Participate in shaping the technical architecture of the product
• Help translate product requirements into user stories and technical solutions
• Deliver highly available and scalable services in a production environment
• Generate ideas for new initiatives and technologies

What You'll Need:

• You will have graduated and obtained your Bachelors or Master's Degree in Computer Science or related major
• You are available to start working immediately and able to relocate to and work in either Seattle or Salt Lake City
• Ideal candidate will have at least a couple of years full-time work experience
• Our core stack is: Java / Kotlin / Microservices / Spring Boot / ActiveMQ/ Kafka/ AWS / PostgreSQL.
• Strong knowledge of object-oriented programming best practices
• Strong sense of responsibility; driving a project from inception to completion
• Willingness to roll up your sleeves, collaborate with others and get stuff done
• Affinity for solving problems and shipping impactful features, not polishing perfect code or architecture
• Experience working in a collaborative coding environment, refining designs together, working through code reviews and managing pull requests
• Exceptional communication and technical leadership skills

Nice to Have:

• Expertise with Kafka, Docker, Kubernetes, Spring Boot, React, Kotlin
• Experience with AWS managed products, such as Lambda, SNS, etc.
• Fintech/finance experience
• A passion for well-tested code and utilizing testing frameworks

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.