Software Engineer, Mobile/Flutter, SoFi Money

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Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role
We are looking for a Mobile Engineer with a natural inclination to elegantly solve complex problems. Flutter experience is preferred, but not strictly required. You will play a pivotal role in our Money product architecture transformation, focusing on the evolution of our banking core and the implementation of enhanced account structures, including readiness for new products like CDs. This position involves maturing our central member-facing services, particularly in areas such as entitlements, permissions, and data management, which are critical to supporting integrated product offerings like SoFi Plus. You'll be working within a highly collaborative environment where planning and executing through a unified campaign lens is essential due to the complexity and interdependencies of these initiatives.

As a SoFi mobile engineer, you'll be in the middle of it all - you'll work with stakeholders to implement functionality, architect our systems, squash bugs, and continually grow as an engineer. The ideal candidate is both forward-thinking and hands-on, has a strong sense of ownership and drive for delivery, and is a good mentor and co-worker. At SoFi, we pride ourselves on the collaboration between Product, Design and Engineering and so you will be involved in the entire product lifecycle, from ideation through building, deploying and continual improvement and evolution - and you'll be working with an all-star team of talented engineers.
What you'll do:

• Must be able to deliver high-quality code on schedule, communicate with groups in and outside the development team.
• Produce well-designed, scalable and reusable code
• Participating in code and design reviews, setting a high bar for the team
• Be able to work effectively across functions and teams to ensure deliverables are met.
• Design and build large features (each with many tasks) independently without guidance.
• Track project performance against defined milestones/goals.
• Collaborate with product managers and other stakeholders.
• Take initiative and produce timely results in a fast-paced and sometimes ambiguous environment.
• Create and add to existing technical documentation.
• Make significant contributions to the code base and drive the roadmap forward.

What you'll need:

• Bachelor's degree, ideally in a technical field, but we understand great engineers come from a variety of different backgrounds and also consider relevant work experience
• 2+ years mobile programming experience in Android or iOS.
• Git-based distributed version control systems.
• Agile-based project development in a microservices environment.
• Test-driven development along with unit and integration testing.
• Strong fundamentals in web protocols.
• Experience developing against REST apis.
• Experience with working with modern mobile design patterns.
• Strong debugging skills.
• Passion for solving complex problems.
• Work and play well with others; SoFi is a collaborative environment.

Nice to have:

• Experience working with Flutter and other cross-platform technologies.
• Reactive programming knowledge (RX, Coroutines, Streams).
• Knowledge of and contributions to mobile open source frameworks.
• Understanding of S.O.L.I.D or G.R.A.S.P principles.
• Understanding of Clean Architecture patterns.
• Previous experience building platform-level frameworks and components in a large codebase.
• Expertise in mobile performance tuning.

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to embracing diversity. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email [email protected].
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.