Product Accounting Manager

About Figure

Figure is maximizing the value of homeownership in ways that benefit consumers and the industry alike. We’re helping homeowners tap their liquidity easily, efficiently and reasonably for purpose-driven, significant expenditures – everything from dream home renovations and debt consolidation to small business formation.

In seven years, we’ve become the country’s #1 non-bank HELOC lender. As a financial technology firm operating at the intersection of regulation and transformation, we’re a “unicorn” – a group of fewer than 1000 companies globally that is valued at $1B or more and has been in operation for less than ten years. 

Our mission requires us to have a creative, team-oriented, and supportive environment where everyone can do their absolute best. We are motivated, innovative, collaborative, and curious. We value individuals who bring a problem-solving mindset to every task. Every day at Figure is a journey in continuous learning combined with a focus on getting work done that makes a difference. Join us!

Wealthfront Career-Launching Company 

Figure Series D Announcement

About the Role

Figure is seeking a dynamic and experienced Product Accounting Manager who is ready to make a powerful impact! In this role, you will lead critical financial operations related to loan transactions and servicing. You will also help with automations as well as play a key part in building and refining processes as we scale at lightning speed. We’re a team of trailblazers transforming the financial services industry. This role offers a unique opportunity to shape the future of loan accounting by integrating traditional financial practices with innovative technologies. If you're passionate about transforming financial services and thrive in a fast-paced, collaborative environment, join our forward-thinking team.

What You’ll Do

• Take ownership of daily financial operations related to loan transactions, servicing, and sales activities.
• Lead, mentor, and develop a team of loan accounting professionals, fostering a culture of collaboration and excellence, ensuring the team operates efficiently to meet deadlines and deliverables.
• Manage the month-end close process, including preparing journal entries, accruals, and reconciling loan-related accounts with precision.
• Develop and implement loan accounting policies and procedures, maintaining compliance with GAAP.
• Partner with external auditors to provide documentation and support for a seamless audit process.
• Collaborate with cross-functional teams, including engineering, to solve loan accounting challenges and identify process improvements.
• Drive automation initiatives to streamline loan data reporting and enhance real-time decision-making capabilities.
• Contribute to ad hoc projects and initiatives that support business growth and scalability, especially in loan origination and servicing.

What We Look For

• Bachelor’s degree in Accounting, Finance, or a related field. CPA or similar certification is a plus.
• At least 5 years of accounting experience, with a focus on loan accounting. Fintech, public accounting, or startup experience is highly desirable.
• Strong understanding of loan structures, servicing processes, and financial reporting for loan portfolios.
• Exceptional attention to detail, ensuring accuracy and precision in all work and deliverables
• Experience collaborating closely with product and engineering teams to drive automation initiatives and streamline processes.
• Proficiency in financial systems and advanced Excel skills, with the ability to write clear and concise accounting documentation.
• A proactive self-starter who can work independently, prioritize tasks effectively, and deliver results in a dynamic, fast-paced environment.
• Collaborative mindset with the ability to work cross-functionally and contribute to a shared vision of excellence.

Salary

• Compensation Range: $102,400 - $128,000
• 25% annual bonus, paid quarterly
• Equity stock options package
• This is the compensation range for the United States, actual compensation may vary based on individual candidate experience, location, or evolving business needs

Benefits

• Comprehensive health, vision, and dental insurance with 100% employer-paid premiums for employees and their dependents on select plans
• Company HSA, FSA, Dependent Care, 401k, and commuter benefits
• Employer-funded life and disability insurance coverage
• 11 Observed Holidays & PTO plan
• Up to 12 weeks paid family leave
• Continuing education reimbursement

Depending on your residential location certain laws might regulate the way Figure manages applicant data. California Residents, please review our California Employee and General Workforce Privacy Notice for further information. By submitting your application, you are agreeing  and acknowledging that you have read and understand the above notice.

Figure will not sponsor work visas for this position. In compliance with federal law, all persons hired will be required to verify identity and eligibility to work in the United States and to complete the required employment eligibility verification form upon hire. 

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