Corporate Finance

About OnePay

OnePay is a consumer financial services app with an exceedingly simple mission: to help people achieve financial progress.

Tens of millions of Americans today are unbanked or underbanked, meaning they don’t have enough money in savings to cover a minor emergency. They pay too much in fees, don’t have access to credit at affordable rates, and have little ability to grow their wealth. OnePay’s vision is to create a single app for consumers to save, spend, borrow, and grow their money, bringing our mission to life with simple and accessible banking, credit, and payments products that deliver a best-in-class experience to millions of customers. Our products include:

• Checking and high-yield savings accounts

• Domestic and international peer-to-peer payments

• Credit Builder and credit score monitoring

• Digital wallet / contactless payment solutions

• Buy-now-pay-later installment loans at Walmart

Why do we have a right to win? We have the backing of Walmart (a Fortune 1) and Ribbit Capital (a preeminent fintech investor), are deeply embedded with the distribution of the world’s largest omnichannel retailer, and have an industry-leading multi-product value proposition — all in addition to having some of the best people and talent in the industry.

There’s never been a better time to build a category-defining business and there has rarely been a team better positioned for the opportunity. Join us!

The role

We are seeking a highly skilled professional to join our dynamic and fast-paced team at OnePay. Reporting to the head of Corporate Finance, this role is crucial to supporting our General and Administrative (G&A) functions, providing high-impact analyses and actionable insights to our CFO and other senior leadership.

You will be responsible for planning, forecasting, and tracking expenses against budgets, while delivering reports that highlight actionable insights and enable informed decision-making. You will ensure reporting accuracy through cross-functional collaboration with Accounting and Procurement teams. You will partner with corporate functions, including Legal, People, Procurement, Engineering and Finance, ensuring alignment between operational and financial goals. A strong bias toward action and efficiency, an exceptional ability to manage and analyze financial data, and excellent financial modeling skills are required.

This role is responsible for:

• Financial Planning & Analysis: Leading the development of budgets and forecasts for G&A departments, including headcount, compensation, and vendor spend.

• Business Partnering: Serving as the financial partner to G&A functions, providing advice and support on financial decisions, strategies, and performance improvement initiatives.

• Expense Management: Tracking and analyzing expenses, ensuring alignment with approved budgets and identifying areas of cost efficiency.

• Financial Insights and Variance Analysis: Analyzing financial results, conducting detailed variance analyses, and communicating insights and recommendations to improve financial performance.

• Reporting and Analysis: Delivering regular and ad-hoc financial reports to the CFO and other senior G&A leads, providing insightful commentary on trends, risks, and opportunities.

• Consolidation and storytelling: Consolidating financial data into cohesive narratives, creating presentations and reports aimed at investors, highlighting key financial performance metrics, growth drivers, and strategic priorities.

• Cross-functional Collaboration: Working closely with other departments, including Accounting, to ensure financial data integrity and compliance.

• Financial Modeling: Developing and maintaining sophisticated financial models to support scenario analysis, long-term planning, and other strategic initiatives.

• Process Improvement: Continuously assessing and improving financial processes, driving efficiency and accuracy in reporting and forecasting.

You bring:

• Bachelor’s degree in Finance, Accounting, Economics, or related field (MBA preferred)

• 7+ years of experience in investment banking, corporate finance, financial planning & analysis, or similar roles, preferably in a fast-paced fintech, consumer finance, or tech environment

• Proven experience providing financial insights to senior leadership

• Expert financial modeling skills with advanced proficiency in Excel/ GSheets (experience with financial modeling tools and ERP systems is a plus)

• Demonstrated ability to streamline and improve financial processes, with a bias for operational efficiency

• Strong collaboration and business partnering skills, experience working with G&A functions a plus

• Excellent communication and influencing skills with the ability to present complex data and financial concepts to non-financial stakeholders

• High attention to detail, strong organizational skills, and ability to manage multiple priorities in a deadline-driven environment

• Experience reporting to or working directly with a CFO or Head of FP&A

• The Triple H Factor: Hungry, Humble, Honest

• An act-like-an-owner mentality. We have a bias toward taking action and a fast-paced culture

What We Offer

• Competitive base salary, stock options, and health benefits from Day 1

• 401(k) plan with company match

• Remote-friendly (US), flexible time off (FTO), and opportunities for growth

• A high-growth, mission-driven, inclusive culture where your work has real impact

Pay Transparency

The estimated annual base salary for this position ranges from $150,000 - $175,000. Pay is generally based upon the level, complexity, responsibility, location and job duties / requirements of the specific position. We then source candidates with the requisite skills, expertise, education, training, and experience.  If you are selected for an interview, please feel welcome to speak to a Talent Partner about our compensation philosophy and other available benefits.

We use Covey as part of our hiring process for jobs in NYC and certain features may qualify it as an AEDT. As part of the evaluation process we provide Covey with job requirements and candidate submitted applications. We began using Covey Scout for Inbound on May 31, 2024.

Please see the independent bias audit report covering our use of Covey here.

Standard Interview Process

• Initial Interview with Talent Partner

• Technical or Hiring Manager Interview

• Team Interview

• Executive Interview

• Offer!

Equal Employment Opportunity

To build technology and products that are used and loved by people and solve real-world problems, we need to build a team with many different perspectives and experiences. We are an equal opportunity employer. We do not discriminate on the basis of race, religion, color, national origin, gender, sexual orientation, age, marital status, veteran status, or disability status. We encourage candidates from all backgrounds to apply. Applicants in need of special assistance or accommodation during the interview process or in accessing our website may contact us at talent@onepay.com.